Sometimes, the honest truth can be a bit ugly. Consumer debt in the United States hit a record of $14.3 trillion ; credit card and consumer...

Many people think using credit cards means jumping into a dark abyss. Everyone wants to avoid credit card debt. But, judicious use of cred...

Designed by Photoroyalty / Freepik If you are having a problem getting loans or having your credit card application approved, then the...

According to the U.S. Department of Justice, one in 20 Americans is likely to serve time in a Federal or a State Prison in their lifet...

Owning a small business or being self-employed can be tricky when it comes to filing your taxes. Not only do you have to keep track of all...

A small amount of debt should not cause big worries as it can be quickly paid off. However, there are enough reasons to sink into worries ...

It’s not always easy to watch what you spend when you like to shop a lot and the things you buy happen to be expensive. Then there is the ...

Developing good credit is something of a conflicting situation. With no credit card, it's difficult to build a good credit history. ...

There are things you can do to improve your credit. Most people know what they are including paying your bills on time. However, there ...

Identity theft not only happens at an alarming rate, it can ruin an individual’s credit and record for years on end if not taken care o...